Everyone says insurance is really, really expensive for a Type S. So, what do you pay?

Right now I pay almost $700 every three months. That's with full coverage on a 2001 Isuzu Trooper 5 Speed, and a 2006 Nissan Frontier SE 6 Speed. My mom, brother (20), and I are all insured on them. So I can only imagine if I get a Type S, even with just liability, it will be up a substantial amount.

Yeah, it will be like $900-$1000 per your 3 months plan, if you add the car to that policy. Insurance these days is very expensive, the more popular the company the higher insurance.

Smaller companies tend to be cheaper. Also if you have some lawyers in the family or friends, they can help you find a tiny company that will have cheap insurance for you.

There are some other ways to find out about some honest companies. I went with some unknown company that my father found.



Shit like Geico, Progressive, E-surance, All State etc...are all rip-off enterprises. They have the highest rates and on top of that, they have these legal scams that later on increase your policy. Usually happens a few weeks after you get their policy, they will find an excuse to raise it. Those companies are also bad with insuring multiple vehicles.

WTF! That's insane. I didn't think it'd be that much. I was thinking maybe like 150 more but damn! I guess if I get a Type S and can't afford to insure it, then I'll just sell it....

Btw, I have Farm Bureau or however you spell it.

What is the name of your insurance company, Dan?

I pay like $88 a monthfor two cars, and use Progressive. Used to be $82 a month but a ticket showed up on my record just before time to renew my policy. The only claims I have ever made with them paid out quickly, within days. They do cost a bit more than a local adjuster but I like them and have never had any issues, not true for the other big companies. Certain ones have given me the run around in the past, both as my insurance company and the company of the person that caused the accident.

Cop once caught a guy hitting my car(my DSM, it had a history of getting hit in parking lots) then driving off, even got it on his dash cam. The cop chased the guy for 3 miles before getting him to pull over. Guy plead guilty to hit and run, then his insurance company gave me the run around on paying off. First they gave me the run around and took over 3 months to begin the process to pay for my car. Then they insisted I take my car to some hole in the wall repair shop as apposed to the one that I had all my custom work. This is the general pattern when dealing with larger companies, I don't know if I've just had good luck with Progressive or if they are really a good company but I've been good with them so far.

Wow. That's probably why mom doesn't want to change insurance companies, but there has to be something cheaper out there for us. She says any time like a deer has hit the car, or anything of that sort, the insurance company has always paid for it, and she doesn't want to risk changing companies and have them not pay for anything that might happen.

I got a quote with Progressive a while ago, and it was way more expensive than what I pay now. I just tried The General last week and it was something like 1.5K every three months! Screw that.

You are young bro, insurance on your own is going to be a lot. My little sister stayed on my parent's insurance til she was 25, in fact it was when she got married lol.

I'm 19, In the military, in NJ, with 2 wreckless driving, No wrecks and I paid 366/M for full coverage on the Evo...

On the RSX-S I am paying around 190 a month full coverage.

Age, credit score, driving record, area and car will all effect your insurance payment. I'm sure I get a leg up for my car being a sedan, but it's still an Si.

i pay 105 a mo for full coverage

last year when i was 20 i payed 220ish a mo.

i fucking hate insurance

(01-28-2010 10:19 AM)Cody Izzo Wrote:  I'm 19, In the military, in NJ, with 2 wreckless driving, No wrecks and I paid 366/M for full coverage on the Evo...

On the RSX-S I am paying around 190 a month full coverage.

my brother is in the military, pays almost nothing.

Isn't there some kind of plan that they provide for you guys? You shouldn't be paying even close to what you mentioned. My bro pays $400 every 6 months.

I would still be on my moms policy. No way in hell am I going to get put on my own. That'd at least double what I'm (mom, technically) paying now.

I don't understand why my brother is 20, with no citations (knock on wood!), and his insurance rate still hasn't went down a penny. I think it should've by now.

(01-28-2010 05:04 PM)S-LudeDan Wrote:  

(01-28-2010 10:19 AM)Cody Izzo Wrote:  I'm 19, In the military, in NJ, with 2 wreckless driving, No wrecks and I paid 366/M for full coverage on the Evo...

On the RSX-S I am paying around 190 a month full coverage.

my brother is in the military, pays almost nothing.

Isn't there some kind of plan that they provide for you guys? You shouldn't be paying even close to what you mentioned. My bro pays $400 every 6 months.

my dad was in the navy for 26 years. USAA is availible to all military personel and direct relations...so i got that. for full coverage on an 02 escape 4x4, liability on a 97 lumina and 91 CRX plus 2 atv policies and renters insurance we are paying like $138 a month. compared to the $198 without the lumina and atvs before we switched thats hella awesome.

gah all you guys are freakin lucky, i pay 350 a month just for my hatch!

(01-29-2010 06:19 AM)3codyh Wrote:  gah all you guys are freakin lucky, i pay 350 a month just for my hatch!

Stupid rain.

Yeah USAA is what I have...

Ben, what happened? whose truck is that?

That was cody's old truck before he got his civic. It fishtailed around a corner in the rain.

yea, i had plans for dropping it some body work then selling it an buying what i wanted, that truck took an took an took hell, it never gave me any problems except for timing belt snapped on me.

Lol I remember catching 2nd and 3rd in it no problem that day you were driving ryans truck behind me. Lol Damn, we had some good times with that truck and my civic.

we did dude it would turn them over no matter what

Lol Just remembered the time at the quarry...

Dang we got off topic quick. Lol

(01-29-2010 08:34 PM)Koolass Wrote:  Dang we got off topic quick. Lol

Do we do it any other way around here?

no we don't lol

an yea i remember it to dude lol

(01-27-2010 08:14 PM)Koolass Wrote:  Everyone says insurance is really, really expensive for a Type S. So, what do you pay?

Right now I pay almost $700 every three months. That's with full coverage on a 2001 Isuzu Trooper 5 Speed, and a 2006 Nissan Frontier SE 6 Speed. My mom, brother (20), and I are all insured on them. So I can only imagine if I get a Type S, even with just liability, it will be up a substantial amount.

Hey Ben...I been meaning to get over here!!

I pay with Allstate fully insured for my RSX-s 90$ a month I pay 131$ together with my civic :] I'm a female over 30 though...may have somethin to do with the cheapness not to mention I have multiple discounts from..house..more then one car..oOo an I actually got "good driver discount" woOot!!

lucky!

(01-30-2010 09:14 AM)Tayroomoni Wrote:  

(01-27-2010 08:14 PM)Koolass Wrote:  Everyone says insurance is really, really expensive for a Type S. So, what do you pay?

Right now I pay almost $700 every three months. That's with full coverage on a 2001 Isuzu Trooper 5 Speed, and a 2006 Nissan Frontier SE 6 Speed. My mom, brother (20), and I are all insured on them. So I can only imagine if I get a Type S, even with just liability, it will be up a substantial amount.

Hey Ben...I been meaning to get over here!!

I pay with Allstate fully insured for my RSX-s 90$ a month I pay 131$ together with my civic :] I'm a female over 30 though...may have somethin to do with the cheapness not to mention I have multiple discounts from..house..more then one car..oOo an I actually got "good driver discount" woOot!!

Daaannggg. I can't wait to be 30....and a female. Seriously, that's crazy cheap. I know we get the safe driver discount, and I think the home owners discount too. But knowing my insurance company, that discount is probably like 5 bucks. Lol

Does anyone else think Flo from the Progressive commercials is kinda hot...like the girl next door kinda hot

ehhhhh not really, lol

I doo!! lol I'd hit it.

alright then ha